If you own or manage a business, then you know how the importance of everything from your goods and products to the equipment you use. Such items really help one build their business profits. However, one should not assume that any business contents carried in the car are covered by a standard insurance policy. Instead, it is important to read a insurance policy to see exactly what is covered so that there are no unpleasant surprises in the event of an emergency.
It is important to read your automobile policy to see if items that are carried in it will be covered just as much as the car and injuries to you or your passengers. Some policies will cover contents in an automobile, others will not. Many personal polices do cover business contents, You may need to buy extra coverages in your business policy or your commercial auto policy, or other business insurance that will cover all of the products and equipment carried in your vehicles. For example, would you have coverage if your laptop is damaged in a car crash?
Insurance policies are meant to provide people with a safety net. A business can only succeed if a company has adequate coverage. This means that a business owner or manager can rest assured that every possible emergency of situation can be easily handled. Meet with your independent insurance agent to review your insurance program and ensure the security of your auto contents.
Our blogs are for general education and information only and may not represent your unique needs. Coverages will vary. Please contact your insurance agent to verify your specific policy terms and conditions.
Read original blog post